We understand what Ontario farmers need.
We have the knowledge to get you the best coverage for your farming operation so that your home and business are protected.
Farm insurance solutions
Your farm is more than just a business. It’s a way of life.
We’ll help protect what matters most.
We’ll customize an insurance solution that works for you.
Whether you’re running a working farm or a small hobby farm we’ll go over all the options to make sure you have the best coverage.
- Dwelling & personal property
- Livestock
- Machinery & equipment
- Detached buildings (farm use or other use)
- Produce
- Fuel & fuel tanks
- Theft & vandalism
- Business interruption
Relax. We’ll find you the best insurance coverage so you’re protected.
Livestock & poultry insurance
Your animals are essential to the success of your operation.
- Cover losses that are a result of theft or accidental death.
- Different types of livestock require different types of coverage. List an entire herd or individual high-value animals.
- Cover losses during transportation or by weather.
- Optional coverage for losses due to power interruption or disease.
Talk to one of our insurance experts today.
Hobby farm insurance
Don't rely on your homeowners insurance to protect you.
Why you need hobby farm insurance
- Homeowners insurance policies won't cover business or farming activities so if something happens to your machinery or a storm damages your outbuilding, you are on your own.
- If you decide to open your farm up to visitors, for example you plant a corn maze or offer hayrides, you need to make sure that you have liability coverage to protect against farm-related accidents.
- While a hobby farm isn't meant to be your primary source of revenue, it can still hurt to lose farm income if disaster strikes and you're unable to sell your produce at the local farmers' market. Protect yourself with loss of income coverage.
Talk to one of our insurance experts today.
Equine insurance
Just because you do it for fun doesn't mean you don't need insurance.
You’ve finally taken the plunge and now you have a couple of horses. Maybe you’re boarding your friend’s horse or plan to offer riding lessons in your paddock. Then, you’ve always thought that offering trail riding on your property would be fun. If any of these statements describe you, give us a call to discuss your insurance options.
Insurance protection designed for you
- Insurance for your barns, outbuildings and fencing.
- Insurance for your horses, equipment and feed.
- Liability protection for injury or damaged attributed to you or your animals.
Talk to one of our insurance experts today.
Have questions about farm insurance?
Check out our FAQ
It is tempting to underinsure your barns in order to keep costs down. However, if your barn is partially damaged and needs to be repaired, your policy will only pay out a portion of the partial loss that reflects the percentage that you have covered. For example, if your barn is valued at $100,000 and you choose to underinsure it for $50,000, any subsequent damage is assessed at half its value. So your policy will only cover $10,000 (less your deductible) of a roof repair that costs $20,000. You are on the hook for the remainder of the cost.
More information about farm insurance.
The Definitive Guide to Farm Insurance
Running a successful agricultural business comes with inherent risks. From unpredictable weather events to crop diseases and accidents, farmers face numerous challenges that can significantly
