Home Insurance in Muskoka.
Whether it's your first home or your retirement haven, we can help.
Muskoka home insurance.
The right coverage for your needs.
Whether you rent or own, we'll make sure that you have the right policy to safeguard you and your belongings.
Having a home is one of the largest investments you will ever make. With any investment comes risk, such as water damage, fire, theft, vandalism, or wind damage. Ensure that you have the best coverage in Muskoka to fit your needs and make sure your loved ones and the lifestyle you value will be taken care of if anything should happen.
Let’s get you the right home insurance in Muskoka.
Your home is likely your most valuable asset.
Having a home is one of the largest investments you will ever make. With any investment comes risk, such as water damage, fire, theft, vandalism, or wind damage. Ensure that you have the best coverage to fit your needs and make sure your loved ones and the lifestyle you value will be taken care of if anything should happen.
What's covered?
Home insurance covers the replacement or repair of your home and belongings. It also covers your extra living expenses, so you can stay somewhere comfortable if you can’t stay in your home while it’s being repaired. Most standard policies include:
Additional options
There are many coverage options available - we’ll go over them with you so that you can make an informed choice.
Relax. We’ll find you the best insurance coverage so you’re protected.
How to lower your premiums.
Is your home new? Are you a non-smoker? You may be eligible for one of these discounts:
- If you’ve paid off your mortgage, you should qualify for an additional discount on your insurance policy.
- Loyalty can save you money. Bundle two or more policies with the same company to leverage a discount.
- Newer homes generally qualify for lower rates.
- Since many house fires are caused by smoking, some insurers offer savings to non-smokers.
- Get rewarded for having a connected alarm system for water damage, theft and/or fire.
- You can get multi-home savings if you’re getting insurance for more than one of your homes on the same policy.
Connect with one of our insurance experts today.
Have questions about home insurance?
Check out our FAQ
You may lose a claims-free discount (if applicable) which will impact the premium on your next renewal. Some insurers offer a claims protection endorsement which allows you to file a claim without seeing your premium increase.
Many insurers provide coverage under the parents’ homeowners policy for a student away at school. Please check with your broker to see what the conditions and limitations are of your individual policy.
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